Friday, August 21, 2009

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Tuesday, August 11, 2009

Teach orphans English

Teach orphans English
Volunteer TodayIHF Foundation

www.IHFOnline.org

Sunday, August 2, 2009

Students carry out “operation clean-up” Tribune News Service

Students carry out “operation clean-up” Tribune News Service
many as 200 students from KB DAV Senior Secondary School, Moti Ram Arya Senior Secondary School, Ajit Karam Singh International Public School and Government Girls Senior Secondary School, Sector 23, today participated in the cleaning of the Sukhna Lake. In addition to the students, volunteers of Yuvsatta, an NGO and staff of the Department of Environment, Chandigarh Administration, also picked up litter like empty Coke/ Pepsi/Juice cans, ice-cream cups, packaging material, pan-gutka sachets, and bags strewn alongside Sukhna Lake.
Present on the occasion was Mr Ishwar Singh, Director, Department of Environment, who urged the students to further spread and strengthen the movement in order to make this world a better place to live in. He added “today’s cleanliness drive at Sukhna Lake will further strengthen the will of young ones to save our environment.
Later in the day, a function was organised at Dev Samaj College of Education to mark the World Earth Day and to honour the winners of Inter-School Bicycle Games organised on the Chandigarh Bicycle Day. The programme was presided over by Mr Ishwar Singh, Director and Mr P.J.S. Dhadwal, Additional Director, Department of Environment, Mr S.K. Sandhu, IAS, Finance Secretary, Chandigarh Administration.
Speaking on the occasion Mr S.K. Sandhu said young students should come forward and become city’s ambassadors by practicing eco-friendly habits in life, like taking care of clean and green surroundings around their houses and in schools, discouraging the use of polythene bags, using bicycles more to counter pollution problem and conserving water and electricity.
Mr S.K. Sandhu also honoured Dr (Ms) Satinder Dhillon, Principal, Dev Samaj College of Education, teachers of KB DAV School, Ajit Karam Singh International School, Mount Carmel School, Moti Ram Arya School and Government Girls Senior Secondary School, Sector 23, for their participation in eco-activities along with 100 winners of the Inter-School Bicycle Games.
Meanwhile, “Earth Day” was also observed today in the office of Chief Postmaster General Punjab and UT Chandigarh. “Indian Post” has become a member of the Universal Postal Union Project Team on Environment and Sustainable Development at the recently concluded meeting of the Postal Operation Council of UPU at Berne. Also present on the occasion were Manjula Prasher, Chief Postmaster General, M.L. Kalia, Director Postal Services (Region), Sukhvinder Kaur, Director, Postal Services, (HQ), Sharon S. Gupta, Director, Finance, and other staff of the postal department.

The awareness level among Indian consumers is quite high"

"The awareness level among Indian consumers is quite high"
The Rediff Money Channel presents a guide to the private insurance companies that are open to shop in India.
Davinder Rajpal, general manager (general insurance), AXA China Region Insurance Company, has charted out plans for the company's entry into the Indian insurance industry. AXA, headquartered in Paris, France, is a major global player in insurance and asset management. The group manages assets of over $ 700 billion and recorded revenues of over $ 70 billion in 1998. It operates in more than 60 countries, and it employs 1,30,000 people.
AXA China Region is a member of the global AXA Group and is based in Hong Kong. In December 1992, AXA China Region became the first major insurance group to be listed on the Hong Kong Stock Exchange. The company is now one of the two largest life insurance groups in Hong Kong. In China, the group has a tie-up with Alliance Capital for life insurance. Davinder Rajpal talks to Neena Haridas on the company's plans for the Indian consumer.
You already have a presence in the Indian market. What are your current activities? We have 50:50 joint ventures with two groups based in South India -- Cholamandalam and Guardian. We have started our financial services in India. But since the Indian government has finally opened up the insurance sector we now hope to expand our portfolio in the country.
What kind of a portfolio are you planning to offer to the Indian consumer? Our objective is to enter the life and non-life insurance services market. Besides, we are interested in getting more aggressive in asset management and risk management. Of course, it would be an understatement to say that there is a huge insurance market in the country - both in life and non-life. Our core business is in the provision of life, health and disability insurance to individuals. The group also provides life, health and disability insurance and retirement schemes for corporations, and general insurance and unit trusts in Hong Kong. I think in India too, there is a huge market waiting to be tapped - but tapped diligently.
How would you compare the Indian consumer with his/her Chinese counterpart? The awareness level among Indian consumers is quite high. They may not know all the insurance services that are available worldwide but they know their rights and use them diligently. Besides, as an industry, India has past experience of working as a private sector. There are also minimum barriers in this economy. I think these factors will work to the advantage of companies planning to enter the market.
But do you think the regulatory framework is upto the mark in India? I think India has made a beginning by putting the Insurance Regulatory Development Authority (IRDA) in place. As the market opens up more and more, the government needs to put regulatory bodies in place. People ask me if I am happy with the 26 per cent cap on foreign equity, and I say, nobody is happy but at least a figure has been reached. Otherwise, I think this regulatory body has been constituted keeping international standards in perspective. In your opinion which are the areas that have more potential - life insurance or non-life insurance?
Both are potential markets. You see, in India it will be for the first time that so many companies will be offering services. Hence, there will be a lot of things that the customer will be exposed to for the first time, in terms of services. Worldwide, 57 per cent of our revenue comes form life insurance, 24 per cent from non-life, 16 per cent from financial services and 3 per cent from reinsurance. In India too, the break-up could be similar. With so many players entering the market, what is going to be your unique selling proposition (USP)?
Well, we have interests in a variety of areas - which is not the case with all the players planning to enter India. But yes, we will be focusing on the services; we will try to give more than what is the convention. For instance, take risk management - the usual risks that are insured are fire, accidents etc - but we will try to go beyond that and cover a lot of unconventional areas on the social level as well. Do you think the premia is likely to fall?
I cannot predict that, but I think it will be comparable worldwide. More than premia, there will be an overall improvement in the services and products on offer. Even the public sector that is enjoying monopoly now will have to improve its services. What I mean is that there will be competition and with competition comes improvement. And only the better of the lot will survive. You are one of the few companies that has shown interest in both life and non-life. Is that your strategy worldwide?
Well, we have different strategies for different markets. In India, the current services available in the market are few in numbers. We want to fill in the gap. But it is a good idea to hit the market with one product and then expand on it with time. How are you going to price your products?
We will test the market and then decide accordingly. But I can assure you one thing it will be competitively priced. We are not going to have one price in China and another in India. Do you intend to launch specific products for the rural market?
Well, I don't know what specific products are suited for rural India. But I think there is a market out there. We will study the market properly and decide on our products accordingly. Who is your joint venture partner in India?
We are still in discussion. We have a tie-up with Cholamandalam. It could be them, but as of now, I can't comment on it further. Are you open to the idea of a consortium?
For the time being we are only looking at single partner. We will finalise it soon.
Earlier:
Old Mutual Plc: ""We are targeting the high-end market"
Prudential Corporation: "More than prices, services willimprove tremendously"
Tell us what you think of this article "The awareness level among Indian consumers is quite high"
The Rediff Money Channel presents a guide to the private insurance companies that are open to shop in India.
Davinder Rajpal, general manager (general insurance), AXA China Region Insurance Company, has charted out plans for the company's entry into the Indian insurance industry. AXA, headquartered in Paris, France, is a major global player in insurance and asset management. The group manages assets of over $ 700 billion and recorded revenues of over $ 70 billion in 1998. It operates in more than 60 countries, and it employs 1,30,000 people.
AXA China Region is a member of the global AXA Group and is based in Hong Kong. In December 1992, AXA China Region became the first major insurance group to be listed on the Hong Kong Stock Exchange. The company is now one of the two largest life insurance groups in Hong Kong. In China, the group has a tie-up with Alliance Capital for life insurance. Davinder Rajpal talks to Neena Haridas on the company's plans for the Indian consumer.
You already have a presence in the Indian market. What are your current activities? We have 50:50 joint ventures with two groups based in South India -- Cholamandalam and Guardian. We have started our financial services in India. But since the Indian government has finally opened up the insurance sector we now hope to expand our portfolio in the country.
What kind of a portfolio are you planning to offer to the Indian consumer? Our objective is to enter the life and non-life insurance services market. Besides, we are interested in getting more aggressive in asset management and risk management. Of course, it would be an understatement to say that there is a huge insurance market in the country - both in life and non-life. Our core business is in the provision of life, health and disability insurance to individuals. The group also provides life, health and disability insurance and retirement schemes for corporations, and general insurance and unit trusts in Hong Kong. I think in India too, there is a huge market waiting to be tapped - but tapped diligently.
How would you compare the Indian consumer with his/her Chinese counterpart? The awareness level among Indian consumers is quite high. They may not know all the insurance services that are available worldwide but they know their rights and use them diligently. Besides, as an industry, India has past experience of working as a private sector. There are also minimum barriers in this economy. I think these factors will work to the advantage of companies planning to enter the market.
But do you think the regulatory framework is upto the mark in India? I think India has made a beginning by putting the Insurance Regulatory Development Authority (IRDA) in place. As the market opens up more and more, the government needs to put regulatory bodies in place. People ask me if I am happy with the 26 per cent cap on foreign equity, and I say, nobody is happy but at least a figure has been reached. Otherwise, I think this regulatory body has been constituted keeping international standards in perspective. In your opinion which are the areas that have more potential - life insurance or non-life insurance?
Both are potential markets. You see, in India it will be for the first time that so many companies will be offering services. Hence, there will be a lot of things that the customer will be exposed to for the first time, in terms of services. Worldwide, 57 per cent of our revenue comes form life insurance, 24 per cent from non-life, 16 per cent from financial services and 3 per cent from reinsurance. In India too, the break-up could be similar. With so many players entering the market, what is going to be your unique selling proposition (USP)?
Well, we have interests in a variety of areas - which is not the case with all the players planning to enter India. But yes, we will be focusing on the services; we will try to give more than what is the convention. For instance, take risk management - the usual risks that are insured are fire, accidents etc - but we will try to go beyond that and cover a lot of unconventional areas on the social level as well. Do you think the premia is likely to fall?
I cannot predict that, but I think it will be comparable worldwide. More than premia, there will be an overall improvement in the services and products on offer. Even the public sector that is enjoying monopoly now will have to improve its services. What I mean is that there will be competition and with competition comes improvement. And only the better of the lot will survive. You are one of the few companies that has shown interest in both life and non-life. Is that your strategy worldwide?
Well, we have different strategies for different markets. In India, the current services available in the market are few in numbers. We want to fill in the gap. But it is a good idea to hit the market with one product and then expand on it with time. How are you going to price your products?
We will test the market and then decide accordingly. But I can assure you one thing it will be competitively priced. We are not going to have one price in China and another in India. Do you intend to launch specific products for the rural market?
Well, I don't know what specific products are suited for rural India. But I think there is a market out there. We will study the market properly and decide on our products accordingly. Who is your joint venture partner in India?
We are still in discussion. We have a tie-up with Cholamandalam. It could be them, but as of now, I can't comment on it further. Are you open to the idea of a consortium?
For the time being we are only looking at single partner. We will finalise it soon.
Earlier:
Old Mutual Plc: ""We are targeting the high-end market"
Prudential Corporation: "More than prices, services willimprove tremendously"
Tell us what you think of this article

Saturday, August 1, 2009

cross-cultural awareness about India.

Short description :
Introduction to India for managers and professionals who require basic knowledge and cross-cultural awareness about India.

Description :
Introduction to India for leaders, managers and employees who require basic knowledge and cross-cultural awareness about India as a foundation for building sound working relationships with their Indian colleagues and business associates. A self-paced 60 minute online multimedia program that combines two 30-minute modules into one master course: (1) India Cultural and Business Background, (2) India Communication Patterns and Style. Includes text and audio presentations, photographs and conceptual visuals, clickable graphics, tips, a glossary, “test-your-knowledge” questions, and enacted real-life dialogues and simulations. A state-of-the-art learning tool for enhancing cross-cultural effectiveness in a business context. In-depth knowledge succinctly presented in a learner-friendly format. Can be used either as a stand-alone, or as “book-ends” in conjunction with CMCT’s instructor-led classes and webcasts on Working with India.Requirements and tips for viewing course:- Windows 98/ME/2000/XP/VISTA recommended- Cookies must be enabled- Pop-up blockers must be disabled- Corporate firewalls may require proxy fix to allow access to course URL- Internet Explorer 5+ OR Netscape 4.75+ (not including 6 or greater)- Audio capabilities- Macromedia Flash Player 7+ (10 best) – get from http://get.adobe.com/flashplayer- Adobe Acrobat Reader 7+- Screen resolution of 1024 x 768 – higher resolutions may require use of full-screen view- Be sure sound / speakers are turned on- Consider using a headset if not in a private area- To ensure the LMS tracks your progress and course completion, all windows must remain open until you have finished viewing the course

Slumdog Awareness Raiser, Hindu Kashmiri Women, Girls lesser Children

Net Bits: Slumdog Awareness Raiser, Hindu Kashmiri Women, Girls lesser Children?, ADB’s new Laos project, California and South Africa’s Water Problem
Slumdog Millionaire shows impoverished living conditions in Mumbai: “Travel to any city in India and you will find two common images — women lining up with pots of various shapes and sizes waiting for water, and men and children defecating in the open.” This film is an unprecedented opportunity to raise global public awareness…Read on on EarthTimes.
A report on WIP on the situation of the minority Hindu Women in Kashmir by Aditi Bhaduri: What is the reality of their lives and how will the election results impact them? To find out, Aditi travelled to the bloated camp of Mutthi on the outskirts of Jammu, one of the many camps that has housed thousands of these displaced Kashmiris since they fled their ancestral lands in 1990…
Are Girls lesser children of God? This question is asked in the Editorial of the Economic Times in regard to Climate Change: Here a few excerpts: “Many things along with climate change should concern us when we imagine the world we will leave our grandchildren…the demographic map of the world reveals the important role India’s children can play in the world…but, India is not looking after its children. Of India’s children 43% are malnourished today…although, India’s economy has grown well…in fact, the poor state of health, education, and empowerment of girls, who will be or are mothers, is an ultimate cause for many of the more proximate causes of malnourished children…Read the entire article.
ADB finances new Women’s Development Project in Laos: The Asian Development Bank (ADB) Board of Directors approved a $23 million grant from its Asian Development Fund for the Small Towns Water Supply and Sanitation Sector Project, as reported on FinChannel.Com. Women who spend up to two hours a day on the backbreaking task of water collection and storage will be key beneficiaries of this new water supply and sanitation project in the Lao People’s Democratic Republic… Read on.
California’ struggle for water: read a report on WIP (Women’s International Perspective) by Jennifer Fenton. “My grandmother, a survivor of The Great Depression and a staunch conservationist, remembers drawing me a shallow bath as a child. This was not an unusual practice, as a resident of Los Angeles herself, she was required to pay a fee for the water she used…”
South Africa’s quiet water crisis: Concerned with a cholera threat from its northern neighbour, Zimbabwe, South Africa could be overlooking a creeping water crisis of its own, as ageing infrastructure and rising demand spew potentially deadly bacteria into its water systems…Read on on IRIN.

Increasing Internet awareness in India

Increasing Internet awareness in India
Our Target Segment The Millennium Indian Woman Aspiring to be independent Take charge of the household Likes to earn money Teach Children Well educated The serial mom Devoted Care takers
Internet is indeed compelling Self Family Content for teaching Children Content for Children Vocational Courses (e.g. Stitching ,Crafts, etc) Courses on net Education Shopping Order on net Compare Products Entertainment Recipes demo on demand Missed Soaps, Magazines online Communication Google talk Mails Social Networking Travel/ Holiday Train & Bus Tickets Holiday Locations & Bookings Revenue Earning Opportunities Stocks, Medical Transcription? Tuitions over net
Increasing Awareness
How to measure the effectiveness?
Number of discount coupons submitted to retailer
Number of Internet Provider coupons used
Monitor changes in internet usage through Google trends?
Before and after surveys at Bigbazar.
Using GeoTargeting feature of Google Analytics

Theatre grp spreads awareness on social evils

Theatre grp spreads awareness on social evils Sunday, September 30, 2007 MP
Chandigarh, Sept 29 (ANI): Theatre groups in Chandigarh are using the medium to spread awareness about evils like dowry, illiteracy and HIV/ AIDS. They seek to promote theatre as a medium of social change. The theatre group has been raising issues concerning the society for the last three decades. The latest issue they are focusing through “Theatre Lab” is the evils of dowry. "My plays are on social issues. My plays on comedy carry a social message. The same are the plays on patriotism which carry a social message. Theatre is a medium that has great impact on viewers. Watch any movie and you forget it in few days, but one can cherish the live stage performance for years. If it's a good performance, it makes an immediate impact," said Umesh Kant, Director of the Theatre Lab. There's no need for curtains as the theatre artists are out in public places to raise social ills such as tobacco smoking, alcohol consumption and the spread of epidemics like HIV/ AIDS. These artists are from the Chandigarh Institute of Performing Arts (CIPA), a leading cultural organization. The group organizes plays frequently in gardens, educational institutions and markets so as to target larger audiences. International recommendation is helping the theatre groups to work more efficiently. Shyam Juneja, Director of the CIPA, said, "We are affiliated to UNESCO and we have been receiving their programmes regularly. We staged a play on AIDS, environment and pollution. We are now preparing a new play based on surrogate advertising because on one hand, we are doing advertisements on cigarettes and wine and on the other, we say no to its consumption." `Kesro' is a popular Punjabi play, thriving on the potent theme of female adult education, depicted explosive truths about the institutionalized perpetual exploitation of illiterate rural folk by the cunning. Simultaneously, the play offered a veritable analysis of the multifarious social evils, orthodox approach and lapses in governance, all laced with the crisp dialogues with rural sensibility. Many say theatre is a dying art, which is not true. It is leading towards a new dawn by raising social ills. (ANI)